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Bets x investment: consortium is the right bet

Posted: Sun Feb 02, 2025 4:21 am
by jisansorkar12
Betting vs. investing. Thinking about the habit of betting on games of chance dates back to ancient times, evidence of which has been found in several civilizations. And sports betting has become increasingly popular in Brazil and around the world, being both a form of entertainment and an opportunity to make money. But exchanging spending on lotteries for investing in assets through a consortium can result in a peaceful, solid and secure future.

According to a recent survey by the Datafolha Institute, 15% of Brazilians have already accessed and used sports betting sites. The average monthly spending of these bettors on so-called Bets reached R$263.00. That's R$8.77 spent daily, which corresponds to almost 20% of Brazil's minimum wage.

Another study, prepared by Itaú bank, estimates that gamblers uganda whatsapp list lost R$23.9 billion in the period of one year – 0.22% of GDP.

Therefore, it is possible to make a provocation based on the bets x investment logic: why not direct these expenses towards a consortium, hoping monthly for luck in the contemplations?

The thrill of contemplation
Considering the fun aspect of betting, competing monthly to win a consortium share generates all the excitement of a raffle or an auction (in the case of bidding). With one benefit: all consortium members will be awarded, some sooner, others a little later.

When we draw a parallel with the chance of winning a simple bet on the Mega-Sena, which is one in 50 million, we have a significant advantage in the consortium in the “emotion” aspect, as the chances are infinitely greater, and, more than that, certain.

Example shows opportunity
A study carried out by the Brazilian Center for Analysis and Planning ( Cebrap ) and the Brazilian Association of Mobility and Technology ( Amobitec ), last year, showed that Brazil has more than 1.66 million workers who work as delivery drivers or motorcycle couriers.

Let's take as an example a motorcycle consortium share purchased by a delivery professional, in whose simulation the average ticket is R$19,500, the average term is 75 months and the monthly administration fee is 0.25% on the credit.

When calculating the monthly installment of this consortium, the value would be R$306.78, or R$10.23 per day. “This is a value quite close to the average monthly expenditure of R$263.00 or the R$8.77 per day on bets at lottery shops or online bets,” explains Luiz Antonio Barbagallo, economist at ABAC .

This indicates that, by planning their personal finances and reviewing superfluous expenses, this gambling consumer could make an economic investment to generate income. “With just R$1.46 more per day, they could invest in the purchase of a motorcycle, that is, in an asset or property that generates income, or even to enjoy personal leisure activities,” Barbagallo points out.

Guaranteed achievement
Instead of being uncertain about whether or not it is possible to win a prize, from some traditional lottery or from challenges offered by Bets, Brazilians, with a small amount per day – R$10.23 – could choose to invest their capital in a productive asset to undertake or expand a business.

In this case, there would be certainty that the value of the bet would not be made in a game of chance, but rather in an investment with a guaranteed chance of outcome.

“When placing bets, make sure you bet on the right ones, like with the Consortium System, a genuinely Brazilian creation that has been making the dreams of millions of consumers come true for over six decades and has been growing steadily in the country. The modality has also contributed to the country’s economic development. In 2023, the consortium represented 5.3% of the GDP”, highlighted Paulo Roberto Rossi, executive president of ABAC.