Secure your home: from plumbing to earthquakes

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You can find premiums from S/.35 per month. Choose the policy that best suits your prevention plan.


Prevention is the key word when deciding to take out any type of insurance. No one is immune from an unforeseen event in their home that could leave them bankrupt if they do not have the money to cover it.
The alternative to be "safe" is home insurance offered by the main companies in the sector. The coverage is quite broad: from simple assistance, such as guangdong number screening plumbers, glaziers, locksmiths or ambulance dispatch, to thefts in the home, fires or damage from earthquakes. Thus, the client can choose the product that best fits their prevention plan.
IT IS GROWING Max De Freitas, Property Risk Manager at Rímac Seguros , points out that home insurance penetration is very low: less than 25% of GDP . "But the level is increasing thanks to the granting of more mortgage loans and new distribution channels," he explains.
In 2011, home insurance premiums reached US$2.5 million, which is 30% more than in 2010.
Premiums vary. There are offers of S/.35 per month, but they can reach more than US$300 depending on the value of the property.
Before taking out a policy, ask about free services. Some companies give the insured access to home medical consultations, assistance to cover electrical emergencies, or provide support in plumbing, glassworks or locksmithing.