Interbank estimates that the loans granted through the campaign will grow between 20% and 25% compared to the same period in 2011.
The Christmas campaign is the most important for entrepreneurs who aim to have an inventory full of new products . In this sense, they usually ask for loans from oman number screening financial institutions to meet the needs of their clients.
ESAN University Finance professor Jorge Guillén advises that if you are going to ask for a short-term loan, it should be in dollars .
The expert suggests that, as soon as the financial institution approves the loan, you should use the money for your business . That is, if you ask for it to expand your production, you should not spend it on personal things.
PREVIOUS ANALYSIS Luis Mella, manager of Small Business Banking at Interbank, recommends reviewing the sales level of past campaigns and, based on that, setting a goal for this season.
He points out that if you are going to request financing, do an analysis of which entities offer the lowest rates and provide personalized advice .
He also advises seeking information from suppliers and customers to understand their expectations.
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