Be very careful this Saturday as you could end up paying up to three times as much for any 'deal' you purchase with any credit card.
Shopping is the national hobby. This Saturday, the 29th, is Shopping Day –similar to the traditional Black Friday in the United States– with offers and commercial discounts that could well tempt you to go "a little bit" beyond your monthly budget.
But how much can this weekend cost you? Be very careful because you could end up paying up to three times as much for any 'deal' you buy with any credit card.
Remember that interest rates for georgia number screening card payments in installments can vary between 81% and 130% depending on the bank, according to the Superintendency of Banking .
A LIST But, beyond the commercial hype, the director of Mundonegocios.pe, Juan Carlos Ocampo, recommends that, before going shopping, you make a list of the items you really need .
He explained that this way he will avoid being guided by the offers that are offered to him and will cover his real needs for clothing, household appliances or other products.
So how can we avoid falling into compulsive temptation? The Comparabien.com portal has put together a series of tips that involve creating a budget, spending in line with monthly income and responsible purchasing .
The portal also considers that you should evaluate whether your account statements increase or decrease. This will determine if you are buying excessively. Another tip is to avoid going out with several cards at the same time.
Although the ability to consume is a decision of each person, the healthy habit of measured spending can help you organize your accounts at the end of each month.